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This means you've spent the required ink and placed them on the table face-up - it doesn't generally refer to cards in your hand or discard pile

Being able to deal direct damage to Characters can ensure that you dont have to Challenge as often

Ward: Opponents can challenge this card, but cant choose it when resolving an effect

A two-ink card, Bucky, Squirrel Squeak Tutor has the Ward keyword, meaning that it can only be targeted by being challenged, as well as its Squeak ability, which forces all other opponents to discard a card whenever you play a Floodborn character

Actions and Items can take her out in that case, but not her allies, as Ward keeps them safe from anything that isn't a challenge